Filing a roofing insurance claim after a hail or windstorm can be confusing and stressful. Many homeowners don’t know where to start—or worse, file a claim without proper documentation and risk denial.
At Quality Home Restorations Inc., we help homeowners in Park City, IL, and surrounding areas navigate the roof insurance claim process from start to finish with confidence and clarity.
📞 Call 708-965-9308 for a FREE roof inspection
After a hail or windstorm, roof damage is often invisible from the ground. Shingles may look fine, but hidden bruising, granule loss, or flashing damage can lead to leaks and long-term structural issues.
Insurance companies require clear proof of storm damage. Without it, claims are often underpaid or denied.
That’s where we help.
We perform a detailed inspection looking for:
Hail bruising and impact marks
Wind-lifted or missing shingles
Granule loss
Damaged flashing, vents, and gutters
Attic and interior warning signs
We document all storm-related damage with clear photos and written reports that support your insurance claim.
We meet with your insurance adjuster when needed to ensure all damage is properly identified, not just what’s easy to see.
Once approved, we complete repairs or replacement using insurance-approved materials that meet Illinois building codes and manufacturer standards.
In most cases, Illinois homeowners insurance covers roof damage caused by hail and wind. Coverage depends on:
Policy terms
Roof condition before the storm
Timely claim filing
Proper documentation
Waiting too long or skipping a professional inspection can jeopardize coverage.
✅ Local Park City roofing experts
✅ 12+ years of experience
✅ Licensed & insured
✅ Insurance claim support
✅ Honest assessments—no pressure
✅ Strong workmanship warranties
We’re not storm chasers. We’re local—and we stand behind our work.
Filing a claim without an inspection
Waiting months after a hailstorm
Hiring out-of-town contractors
Accepting insurance estimates without review
A professional roof inspection protects your home and your claim.
If your home was recently hit by hail or wind, don’t guess—get clarity before filing a claim.
📍 Serving Park City, IL & surrounding areas
📞 708-965-9308
🌐 myhomerestorations.com
👉 Call today to schedule your free inspection
Does homeowners’ insurance cover roof damage from hail or wind?
Most homeowners’ insurance policies in Illinois cover roof damage caused by hail, wind, or severe storms. Coverage depends on your policy terms and the condition of the roof before the storm.
Should I call my insurance company or a roofer first?
It’s best to call a professional roofing contractor first. A roof inspection provides documentation and photos that help support your insurance claim.
How long do I have to file a roof insurance claim in Illinois?
Claim deadlines vary by policy, but waiting too long can result in denied coverage. It’s best to file as soon as storm damage is discovered.
Will filing a roofing insurance claim raise my rates?
Storm-related claims such as hail damage are considered acts of nature and typically do not raise individual premiums, though this depends on your provider.
Can my insurance deny a hail damage claim?
Yes. Claims may be denied due to lack of documentation, delayed filing, or pre-existing damage. A professional inspection greatly reduces this risk.
License No. 104.018570
12+ years of experience
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